Free online dating for baby boomers
We can select the lens through which we view our failures… Do you agree with Lucille Ball when she says that she would rather regret the things that she hasn’t done than the things she has done? Do you think that, after 60, we have earned the right to let our past go and live our life on our terms? Penpals Dating – Penpals for Dating or Just Friendship Many people nowadays approach online dating through the idea of penpals.Contacting people as a penpal to begin with, even for ‘penpals dating’ (where you make it clearer that you are looking for potential dates) gives you the chance to get to know someone a little at first.Of course getting to know penpals online is not necessarily the same as getting to know people offline — for you will tend to see less of a rounded picture of the person, it is easier for people to hide things than it is offline, and so on.Conversely, QS Investors suggest their Gen-X aged clients have 80% in equities, which faces more risks from the stock market but could also realize higher returns.See also: This is what you should be saving for in your old age Retirement isn’t the picture-perfect image of lounging on a beach with the idea of a 9-to-5 job long gone.
They are also investing conservatively, with 25% in cash, 21% in equities, 17% in fixed income, 11% in non-traditional assets, 16% in investment real estate, 7% in gold and other precious metals and 4% in other investments.Only a third of Americans who have access to a 401(k) plan contribute to it, and previous research suggests the typical middle-aged American couple only has ,000 saved for the future.Meanwhile, millennials may not be able to picture themselves in retirement at all, though are urged by financial professionals to make a habit of saving, if even only as little as .Americans know they’re not saving enough though, and some may think they’re even less prepared than they actually are -- a study by the National Retirement Risk Index found 52% of all-income levels were at risk of falling short in retirement, while 57% of survey participants said they were at risk.Aside from having a plan in place to save for retirement, and perhaps testing out that budget and lifestyle before jumping into it fully in retirement, Norman suggested reconsidering portfolio allocations.